Any time is a good time to invest : It is not when but if you invest or not that counts. Do not play the waiting game to enter the market longing for the right time as you may end up losing opportunities.
Start early to create wealth: Even a few years can make a huge difference to the value of your investments. We stand a better chance of achieving our financial goals by starting as early as possible.
Long term pays : The probability of generating a positive return is higher if we invest for a long term. If you have invested for a period of 15 years, the probability of earning positive return increases to 100 per cent.
Invest regularly : Investing regularly inculcates a disciplined habit in us. Systematic investment plans ( SIPs) are a suitable way to invest regularly and help you to ride volatility, by averaging the market fluctuation and lowering the cost of investment.
Diversify your investments: Diversification across asset classes ensures that underperformance by any one asset class is offset by good performance of other assets in the portfolio.
Choose asset classes according to your goals: Before making any investments, define your objective and time horizon first, and then choose investment product accordingly.
Rebalance your portfolio: Rebalancing reduces the risk of having a skewed portfolio because of appreciation in value of one asset classes and helps you to maintain the target asset allocation as per your suitability.
